The statements tell us how money moves through the business. We are not reading them looking for a reason to decline. A slow season is just information.

Straight answers the first time

Nothing is decided before you know the price and the timeline. And if a product does not suit the business we tell you.

One person, start to finish

You get a funding specialist and their direct line. Not a queue, not a new name every time you call.

Speed is the product

Funding that shows up a month late may as well not show up. The whole operation is built around speed.

Let us take a look at the file.

Two minutes now, a phone call back from a real person, usually same day.

Request a consultation

Funding

Need money for the business?
We get it funded fast.

Every industry, as fast as 24 hours, up to $5 million. The starting point is the same for all four, a short application and three months of statements. Getting an offer will not impact your credit score.

Option 01

Business loans

The straightforward option. Fixed amount, fixed term, fixed payment.

Get funded

01

A set sum, repaid across an agreed number of months, with the payment identical each time.

02

Nothing about it shifts, so you can plan the year on it. Same figure out each month, and a known end.

03

Made for the bigger moves you saw coming. A build out, another location, a partner buyout, or folding costlier debt into one payment.

04

Goes up to $5 million. Bigger amounts and longer terms are for owners who have been running a while and can show it in the statements.

Option 02

Line of credit

Money sitting ready. Take what you need, leave the rest alone.

Get funded

01

A standing amount waiting on the business. It is taken in pieces, whenever a piece is needed.

02

Only the drawn part counts. Pull $20,000 off a $100,000 line and the rest is still just sitting there.

03

Paying it down puts the room back. Clear that $20,000 and the whole $100,000 is available again with no reapplying.

04

Good for payroll gaps, inventory ahead of a busy season, a surprise repair, or bridging a big invoice. Any time money in and money out do not line up.

Option 03

Equipment financing

The equipment earns while you are still paying it off.

Get funded

01

It funds the working equipment, whether that is a vehicle, an oven, a lift, a machine or a chair.

02

Nothing gets drained to buy it. Because the equipment backs the financing it is among the easier approvals.

03

New or used, either is fine. Send us the equipment and the seller.

Option 04

Secured business financing

Funded on your deposits, not your credit file.

Get funded

01

The funds arrive as one sum and come back on a set schedule.

02

Approval leans on the bank statements rather than the credit file, which makes it the quickest of the four to get done.

03

Open to any business, in any industry, that can show steady deposits.

Still not sure which one.

Send the application and the statements. We read them and tell you what fits, and why.

Get funded

About

Who we are.

Legacy Business Capital Group funds business owners in every industry, from a quick bridge over a slow month to five million dollars for a real expansion.

Get funded

No obligation. Getting an offer will not impact your credit score.

The short version

Why we started Legacy.

Legacy started because too many good businesses were getting turned down by banks that never asked a single question about how the business actually runs. Some of our clients needed money by Friday. Some had been sitting on a bank application for six weeks with nothing to show for it.

A bank saying no does not mean the business is not working. Most of the time it means nobody there really looked. And while that decision makes its way back to you, payroll is still due, the material still has to get bought, and the season turns whether the money came through or not.

We started Legacy so that is not where it ends. You get a person, not a form. We look at the business you actually run instead of a number attached to your name, and you get a straight answer quickly rather than waiting weeks to be told no again. If we can help, we tell you. If we cannot, we tell you that too.

We go through the file by hand and read the statements the way somebody who has run a business would. A slow season looks like a slow season to us. Then we call, say what fits and what it costs, and leave the decision to you.

Nothing here gets read by a machine. You get one specialist and their direct line, and answers from someone who already knows your file.

PUT A NAME HEREFounder

Speed

Money a month late is the same as no money. The whole operation is built around getting funds there while they still matter.

Straight talk

The price and the timeline come before the decision. If it does not suit the business we say it.

One person

The same specialist and the same line, this year and next.

Industries

Need money for the business?
We get it funded fast.

We do not keep a list of trades we will not touch. If the business takes money in and the bank statements show it, we can look at the file.

Retail and wholesale

Stock before the rush, another location, or bridging the wait until it all sells.

Construction and trades

Paying for material first, covering payroll before the draw arrives, and keeping the equipment running.

Restaurants and food

Slow months, kitchen equipment, a build out, or stocking up before the season turns.

Trucking and logistics

Fuel and repairs, another truck, or the two month wait on a broker.

Auto shops and towing

Shop lifts, scan tools, a wrecker, or the parts inventory you have to carry.

Medical and dental

Chairs, imaging, an operatory build out, or the wait on insurance reimbursement.

Salons and personal care

More stations, new chairs, a bigger room, or steady cash through a slow month.

Staffing and services

You pay your people weekly and get paid in thirty, sixty or ninety days.

Manufacturing

Machines, raw material, and the stretch between a big order and getting paid for it.

Landscaping and cleaning

Seasonal swings, crews to pay, and trucks and equipment ready before the work starts.

E commerce

Buying inventory, funding ads, and waiting on settlement after the order ships.

Everybody else

Not seeing your business here only means we ran out of room on the page. We fund every industry.

Your trade is not the hard part.

Whatever the business does, the bank statements tell us what we need to know. Send them over with the short application.

Get funded

Questions

Need money for the business?
We get it funded fast.

How fast can I actually have the money?

Twenty four hours is possible. The money is available the day of approval, and the only thing slowing it down is waiting on your application and statements.

How much can I get?

Up to five million dollars. What you qualify for comes out of the bank statements, not out of a form.

What do you need from me?

A short application and three months of business bank statements, and nothing else.

Do you need anything else to make an offer?

No. The application and three months of business bank statements are the whole list for an offer. A driver’s license and a voided check only come in once the funding is actually being set up, so there is no need to send them now.

Will this hurt my credit?

No it will not. There is no hard credit inquiry to apply, and getting an offer will not impact your credit score.

What if I have been turned down by a bank?

That happens constantly and it is not the end of the conversation. Banks decline good businesses over things that have nothing to do with whether the business works.

What industries do you fund?

Every one of them. There is no list of trades we turn away.

Which one of the four should I take?

The answer comes from what you need it for and how your money moves. Send the file and we will point you at the right one.

Do I talk to a person?

Yes. Every application is read by a person, and you get a funding specialist with a direct line rather than a phone tree.

Is there any cost to ask?

There is none. It costs nothing to ask and you are under no obligation.

Get funded

Need money for the business?
We get it funded fast.

Send the short form and a funding specialist calls you inside one business day to go through the options with you.

✓ No cost and no obligation
✓ See what you qualify for with no hard credit pull
✓ Funding from $5,000 up to $5,000,000
✓ The same specialist every time you call
✓ Every industry, all fifty states

Rather talk now, call (888) 000-0000, Mon to Fri 9am to 6pm ET.

Start your file

Takes about two minutes. We follow up personally.

First name

Last name

Phone

Email

Business name

Amount needed

What is it for

Legal

Need money for the business?
We get it funded fast.

Last updated September 2026.

What we collect

What you type into a form or tell us by phone. That means your name, contact details, the business name, the amount and the purpose. The site itself records technical basics such as IP address, browser and pages viewed.

How we use it

To review your funding request, to reach you about it, and to follow up afterward. We do not sell your personal information.

Who sees it

Our funding specialists, plus the providers that run our phones, email and records. That is the whole list.

Phone, text and email

By submitting a form you agree to contact by phone, text and email about your request, automated dialing included. Message and data rates may apply. This is not a condition of funding and you can end it any time with STOP or the unsubscribe link.

Your choices

You can ask us what information we hold about you, ask us to correct it, or ask us to delete it, and we will take care of it promptly. Write to privacy@legacybusinesscapitalgrp.com or call the number on this site.

Cookies

Cookies keep the site running and show us which pages people use. Your browser settings can switch them off, though some of the site may not behave.

How long we keep it

As long as serving you and our record keeping require, and no longer.

Security

We use reasonable technical and organizational safeguards to protect what you send us.

Questions

Write to privacy@legacybusinesscapitalgrp.com or call (888) 000-0000.